Women’s superpower: Investing

Watch our experts share ways to tap into your ability to build a more secure financial future.

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Women’s superpower: Investing

Watch our experts share ways to tap into your ability to build a more secure financial future.

Watch now

Merrill Lynch

THE HARTY CARPENTER GROUP

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Merrill Lynch
Wealth Management

Merrill Financial Advisors in Fairhope and Birmingham, AL, THE HARTY CARPENTER GROUP is a distinguished wealth management team that has significant experience advising successful Professionals, Retirees and other business owners with virtually all aspects of their finances including: Retirement Planning & Income Strategies, Investment Management and Estate Strategies.

Welcome

Located in Fairhope, AL, THE HARTY CARPENTER GROUP believes that trust is earned and is the foundation for lasting relationships.

This team of Financial Advisors is proud to offer over 100 years of industry and practical experience helping clients manage and prepare for their financial futures. THE HARTY CARPENTER GROUP understand the demands and responsibilities of wealth, and we draw upon our vast resources to offer a total wealth management strategy tailored to your individual needs.

Our wealth management team welcomes the opportunity to show you first-hand what we do and how our services are appropriate for you and your family.

Philosophy

It is important that you take positive steps toward your financial future, and that means getting more than just investment advice. We take the time to get to know you and your family, your financial situation and what matters most to you. Using one-on-one collarboration as a foundation, we can work with you to build your own personalized financial strategy.

Approach

Working with us means working with advisors truly dedicated to helping you pursue your goals. The approach is simple, transparent and supported by thoughtful investment guidance aligned to the goals that matter most to you.

The value of the relationship with you includes:

  • helping you make informed decisions
  • recognizing your life priorities and goals
  • understanding your investment style
  • helping you prioritize and pursue goals
  • being transparent by making possibilities, fees and risks clear
  • taking steps to help you preserve income during a life challenge
  • educating the younger generation about investments and the markets

Your approach to investing

Drawing upon research in the field of behavioral finance, Merrill developed the Investment Personality Assessment to help us get to know you better as an investor and potentially help you refine your own investing preferences. By gaining a deeper understanding of how you think and feel about investing through this assessment, we can customize the financial approach we develop together to help you pursue what matters most to you. Our Investment Personality Assessment is one of the ways to help us get to know you - to understand your goals and priorities. These questions will help us provide you with additional insights and resources.

Understanding your goals and priorities

Your life and goals change. We have tools to help you keep track of these changes so they can be reflected in your financial approach.

Capabilities

The team will work closely with you to identify and address your short- and long-term objectives. Those goals may include the establishment of potential financial strategies and the asset allocation helpful to pursuing your investment objectives—taking into account your preferred goals, risk tolerance, time horizon and liquidity needs—and developing a financial strategy designed to help manage risk and reduce vulnerability to market fluctuations.

Focus On Individuals, Families, and Small Businesses

We believe that financial success can be achieved when you’re able to make investment-related decisions and trade-offs that can help you reach personally meaningful goals. Whether you’re planning your retirement, saving to buy a home or funding a child’s education, the process begins by getting to know you and how you feel about the following:

  • Health: Managing healthcare expenses, now and in the future
  • Home: Upsizing, downsizing, remodeling or buying a vacation home
  • Family: Taking care of your family and other people in your life
  • Leisure: Spending your free time in meaningful ways
  • Giving: Volunteering, mentoring others and giving to charities
  • Work: Working in retirement, selling or starting a business
  • Finance: Bringing it all together and defining your financial goals
Success will be measured by the amount of progress you are making toward reaching your goals, making thoughtfully considered adjustments as events and conditions warrant.

This material should be regarded as general or educational information on healthcare or Social Security considerations and is not intended to provide specific healthcare or social security advice. If you have questions regarding your particular situation, please contact your legal or tax advisor.

Recognition

Merrill is proud of our advisors who’ve received recognition from financial industry publications or directly from Bank of America Corporation. We believe they are setting the standard for exemplary client service.

S Wesley Carpenter

Forbes “Best-in-State Wealth Management Teams” 2023 - 2024
Published annually in January. Rankings based on data as of March 31 of prior year.*

Financial Planning's "Top 40 Advisors Under 40" 2021
Published on January 26, 2021. Rankings based on data as of Sept 30, 2020.

Barron's "Top 1,200 Financial Advisors: State-by-State" 2021 - 2024
Published annually in February - March. Rankings based on data as of September 30 of the prior year.

Forbes "Best-in-State Wealth Advisors" 2019 - 2023
Published annually Jan- April. Rankings based on data as of June 30 of prior year.

Forbes "Top Next-Generation Wealth Advisors" 2017 - 2020
Published annually Jul. - Sept. Rankings based on data as of March 31 of current year.

Get To Know Us

Supported by the global resources of Merrill, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Additional Resources

The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.

Danielle L Crawford

Wealth Management Banking Specialist

Merrill

Allison Mulgrew

Wealth Strategies Advisor

Bank of America, N.A.

David Samman

Investment Solutions Group Portfolio Strategist

Bank of America, N.A.

Upcoming Events

Spring Wine Tasting On The Balcony

The Balcony, 300 Fairhope Ave, Fairhope, AL 36532

April 9th, 2024|6:00 PM - 7:00 PM EST

  • Hors d'oeuvres
  • Beverages

For more information: 251.990.2364 or stephanie1.wells@ml.com

Overcoming the Insecurity around Social Security

May 16th, 2024|4:00 PM - 5:00 PM EST

Join us for an informative virtual event during which we'll discuss:

  • Social Security basics
  • Spousal benefits
  • Survivor benefits
  • Divorce & Social Security
  • Special considerations

    For more information: 251.990.2364 or stephanie1.wells@ml.com

    Past Events

    Social Security & You

    Fairhope Yacht Club, 101 Volanta Ave, Fairhope, AL 36532

    October 5th, 2023|6:00 PM CST

    Join us for an informative event during which we'll discuss:

    • Who is eligible for Social Security benefits.
    • What factors you should consider before starting your benefits.
    • When is the most appropriate time to start taking benefits.
    • Ways in which you can potentially maximize your benefits.

    • Dinner

    Perspectives on Artificial Intelligence

    The Fish Market, 1681 US Hwy 31, Hoover, AL 35216

    January 23rd, 2024|6:00 PM - 7:00 PM CST

    Join us for an informative event during which we'll discuss:

    • How Generative Artificial Intelligence Works
    • Growth Impact
    • Positioning Impact
    • Technological Impact
    • Key Risks

    • Dinner

    CIO Viewpoint with David Koh

    January 11th, 2024|4:00 PM - 5:00 PM CST

    Join us for an informative virtual event during which we'll:

    • Provide you with timely information that you can consider to make informed decisions
    • Share how Merrill advisors will strive to help you pursue your goals

      Staying on Track

      We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.



      Reviews to help you
      stay on track

      We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.



        Changes in your life
        and to your goals

        Your life and goals change. As these changes occur, we can update your approach to reflect them.

        #DigitalMerrill

        MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.

        Your advisor is a click away within our site or mobile apps

        You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features

        Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool

          Let’s Have a Conversation

          We believe it’s important that you seek the advice and guidance of an experienced financial advisor who can thoughtfully analyze your situation, work with you to identify potential solutions that address your needs, and clearly communicate them to you. We want to work with you to develop your wealth management approach for the future.

          Why Merrill?

          As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.


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          We put you first, every day.
          Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.

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          Transcript of Video 

          No question too big or moment too small
          For every question you have, every decision you make and every answer you need, we are with you to listen and help guide you along the many paths your life can take. Watch this video to see some questions we can address together.


          The Power of the Right Advisor®
          Working with a dedicated Merrill advisor means you get personalized investment strategies from Merrill plus access to comprehensive financial solutions only Bank of America can deliver.

          Personalized advice from a dedicated financial advisor.

          We get to know you and your family, your financial situation and what matters most to you.

          A comprehensive approach, built around your life’s priorities.

          Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.

          Adjusting your investment approach as your life and the markets change.

          We will work to help you stay on track, regardless of what the markets are doing.