Serving Multiple Generations

At The Lister McDonald Wealth Management Group, we believe that a financial advisory team is best evaluated by the loyalty and longevity of its clients, as well as the outcomes they enjoy. Our clientele spans life stages, experiences and the wealth continuum – from those entering their peak earning years, to others selling a business, nearing retirement, and others who’ve traded their desk chair for a seat on a golf cart.

 In addition to serving generations of client families, we continue to attract a “new wave” of high-net-worth women and men. These ambitious individuals include physicians, dentists, attorneys and business owners (who are selling or have sold their enterprises). Others are police, military and state workers. A growing number are recent immigrants.

While diverse in their paths to our door, clients can all benefit from our customized wealth management strategies and simple explanations of our recommendations. From investment and retirement planning, to 401k and defined benefit plans, to residential and commercial lending through Bank of America, N.A., to tax-minimization, charitable planning, legacy planning and estate planning strategies, the depth and breadth of our knowledge is reflected in the multi-pronged approach we take and the results we deliver.

Even though most clients are financially astute, a sizable number have aspects of their financial picture that have been neglected by a previous advisor. We are dedicated to earning the trust that clients place in us – typically, by providing more acumen and attention than they’ve experienced previously.

Our ability to develop long-lasting client relationships has resulted, in great part, from our mission to care for each client’s overall well-being (from financial, to health, to passions and people). We consider ourselves to be “dedicated problem solvers” and feel privileged to address complex wealth management needs that can affect clients and their extended families.

 Utilizing our team members’ distinct strengths, we listen to what clients say about money and their motivations. From there, we can minimize risk while optimizing opportunity through personalized strategies we track and adjust as circumstances change. We recognize that our performance can help determine the success of our clients. This is a role we take quite seriously.

Delivering Warmth and Wisdom

At The Lister McDonald Wealth Management Group, we focus on our clients’ lives, not just their bottom lines. Our team feels good knowing that clients have sent children to college, purchased homes, prospered in their careers, and worked tirelessly to reach these milestones. As many near retirement age, these accomplished individuals recognize the need to preserve their savings and make smart, tax-efficient decisions.

From long and frequent conversations with both spouses (whenever possible), we can help clients “see around corners” to prepare for what comes next – financially and emotionally. In discussing their families, we strive to help clients stay true to themselves and those they love. We remind clients that part of our job is helping them leave memories, as well as money – that it’s important to find joy along the path to meaningful outcomes.

As a team, we work closely with clients like a boutique – putting our heads and hearts together to assist in ways that extend beyond financial matters. Often, we’re a sounding board for a troubling health or family matter. Rather than a typical “quarterly” discussion, we talk to clients when helpful, not when the calendar tells us to.

Financially speaking, we believe in long-term planning and investing. Rather than aim for “home runs,” we use Merrill research and model portfolios to help craft each client’s portfolio with the goal of generating consistent returns from value income and dividend income. Based on a client’s financial goals, investment timeline, liquidity needs and personal preferences, a portfolio may include separately managed accounts, mutual funds, ETFs and equities.

To align our tax minimization and estate planning strategies with those of clients’ attorneys and CPAs, we can coordinate and communicate, so that optimal results can be achieved. We also work extensively with Bank of America, N.A. – providing clients with access to residential lending, refinancing, securities-based lending and commercial lending (for financing equipment and expanding their business).

Ultimately, we do our best work for clients who value our disciplined, planning-based approach. Rather than being a one-time event, this process continues over time, to address what clients envision in the near future and later, for their children and grandchildren.

*Any information presented in connection with BofA Global Research is general in nature and is not intended to provide personal investment advice. The information does not take into account the specific investment objectives, financial situation and particular needs of any specific person who may receive it. Investors should understand that statements regarding future prospects may not be realized. BofA Global Research is research produced by BofA Securities, Inc. (“BofAS”) and/or one or more of its affiliates. BofAS is a registered broker-dealer, Member SIPC, and wholly owned subsidiary of Bank of America Corporation. BofA Global Research does and seeks to do business with companies covered in its research reports. As a result, investors should be aware that the firm may have a conflict of interest that could affect the objectivity of this report. Investors should consider this report as only a single factor in making their investment decision.

What You Can Expect

At The Lister McDonald Wealth Management Group, we measure our success by our ability to develop an intimate understanding of how clients view their wealth and the opportunities that come with it.

 As our client, you can expect that we will:

• Deliver the highest level of personalized service and care. Superior wealth management requires our uncompromised devotion and undivided attention. The referred clients we serve remind us of the trust we’ve earned and the experience that others have enjoyed.

• Consider the multi-generational impact of any financial consideration. When helpful, it is our practice to meet with parents, children and grandchildren. Doing so informs our perspective on achieving long-term outcomes that are financially and personally beneficial in the short- and long-term.

• Blend our decades of investment wisdom with the firm’s outstanding research. As patient, “value investors,” we formulate client portfolios with holdings that are designed to generate consistent income and returns. Still, rather than have a single investment philosophy, we can employ an array of sophisticated strategies – to help you enjoy the long-term benefits of asset allocation, active and passive management, and best-in-class managers.

• Operate under a basic premise – that so much in your life revolves around money. It is our belief that our performance and professionalism should play critical roles in enhancing and enriching the lives of your family members. We will help you set realistic goals and help you appreciate your role in following the strategy we’ve designed on your behalf.

• Look at ways to utilize debt wisely and enhance both sides of your balance sheet – assets and liabilities. To simplify matters, we provide ready access to specialists at Bank of America, N.A. for residential and securities-based lending, business expansion financing, as well as short- and long-term cash management.

• Work collaboratively with your CPA and attorney. Given your permission, we can align our tax minimization and estate planning strategies with theirs. To expedite matters, we are happy to coordinate meetings and our collective efforts.

*Any information presented in connection with BofA Global Research is general in nature and is not intended to provide personal investment advice. The information does not take into account the specific investment objectives, financial situation and particular needs of any specific person who may receive it. Investors should understand that statements regarding future prospects may not be realized. BofA Global Research is research produced by BofA Securities, Inc. (“BofAS”) and/or one or more of its affiliates. BofAS is a registered broker-dealer, Member SIPC, and wholly owned subsidiary of Bank of America Corporation. BofA Global Research does and seeks to do business with companies covered in its research reports. As a result, investors should be aware that the firm may have a conflict of interest that could affect the objectivity of this report. Investors should consider this report as only a single factor in making their investment decision.