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The RL Group

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Merrill Lynch
Wealth Management

We offer a range of institutional capabilities, customized solutions, insights and best practices to help maximize the value of your benefit plan and help to improve the financial wellness of your employees.

Meet Our Group

Supported by the global resources of Merrill, our group is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Additional Resources

The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.

Lucia Lee

Wealth Management Lending Officer

Bank of America, N.A.

NMLS #535353

Christopher Caradec

Wealth Strategies Advisor

Bank of America, N.A.

Where do we begin? It starts with you.

At Merrill Lynch Wealth Management, your financial advisor focuses on the things you care about most- family, goals and priorities - even as they change over the years.

Understanding Your Life

Welcome

We respect the work you’ve done to pursue a better life for you and your family. Perhaps you’ve had a substantial liquidity event or recent change in marital status. Financial advisors Omar Rasheed and Brian Leone and client associates Zachary Swol and Janet Sellers are committed to helping you take the next step toward what you desire for your future.

Managing your financial life on your own can be time consuming. It can also leave you with doubts about your strategy to pursue near - and long-term goals simultaneously. These may include funding your children’s education, upgrading to a new home or retiring on your terms. The RL Group can help you organize your finances, prioritize your goals and assist you with financial strategies to pursue each of them.

If you are approaching retirement, you may believe the clock is ticking down and additional focus may be needed on growing your nest egg. Helping you determine the growth strategy that may be right for you is just one component of the comprehensive wealth management approach we can offer. By leveraging the insights of Merrill and with access to the banking, credit and lending of Bank of America, our team can streamline the process of helping you address virtually any financial need.

Our Philosophy

We believe that seeking guidance for your financial life should be straightforward and with minimal stress. Your timing may also coincide with events in your life where your emotions may run high. We strive to create an environment where you can talk frankly about your goals and concerns. We try to put ourselves in your shoes, looking at life from your side of the table. It is from that perspective that we can assist you with a wealth management approach designed to:

  • Be personalized to help fit your beliefs and lifestyle
  • Empower you with the information to help simplify your financial decision-making
  • Help you organize your financial life and free up precious time to focus on the things in life that give you the most joy.
We’re committed to being exceptionally prepared for the interactions we have together. We believe you should come away from each conversation with some new knowledge, positive reinforcement or actionable ideas to help you follow your financial approach.

Working With Us

Helping you quantify where you stand today relative to your goals can be a good starting point for further discussions about your financial approach. We believe clients should also have stretch goals, those they aspire to, but may not have fervently pursued in the past. The breadth and depth of the financial strategies we can offer, along with sophisticated financial tools and our encouragement, can help you pursue multiple goals simultaneously.


A deep and diverse team to help you

We believe that helpful insights and valuable ideas can come from diverse experiences and backgrounds. Omar encourages each member of The RL Group to learn something about every client so that their knowledge, objectivity and individual strengths can contribute to helping your financial life run smoothly. Our collective ownership of your goals and dedication to helping you pursue them, can contribute to a more intimate and special relationship with you.


Flexibility to assist with today’s financial realities

We recognize that personal emotions can influence your investment decisions. Your approach can build in the flexibility to help you follow your financial strategies under a variety of conditions. We are committed to being transparent and can draw on a variety of tools to help communicate effectively with you. In a financial world that may at times feel overwhelming, our commitment is to make ourselves available, whenever you need us. We believe working with Omar, Brian, Zach and Janet can help lighten your load and assist you in simplifying your finances.

Investment Process

We can assemble an individualized portfolio for you based on our in-depth knowledge of how you manage your daily financial needs, the values you share with your family and the goals you have for the future. Although we serve many clients focused on wealth preservation and lifestyle maintenance, Omar and Brian can help you with highly personalized investment strategies to pursue a variety of near-term and family needs as well, including:

  • The purchase a vacation or second home
  • Funding for your children’s or grandchildren’s education
  • Caring for the elderly
  • Building a legacy for future generations

Omar and Brian are rigorous and open minded and committed to designing an active investment approach to help you pursue multiple priorities. Drawing on the investment insights and resources of Merrill, they can help make targeting your goals easier by allocating specific funds to pursue each goal.

Your investment approach may also be designed to balance the pursuit of upside potential with the desire to help manage volatility. Challenging environments and uncertainty may be here to stay, however, if there’s anything the team has learned over the years, it’s the value of helping clients avoid emotional decision-making, while remaining open to act opportunistically.

Capabilities

We can offer retirement income planning and wealth transfer solutions from Merrill and access to estate planning services through Bank of America. In addition, we can draw on various specialists at Bank of America to help sort through the complexities of making financial decisions on a global basis. With this support we can help you structure your wealth efficiently and effectively for current and future generations.


If you’re a corporate executive with concentrated stock positions, we offer guidance for diversification strategies*. For business owners, we can assist you in attracting and retaining employees by helping you build company benefit plans. For non-profits and foundations, your investment portfolio can be crucial to advancing your organization’s mission. With access to philanthropic solutions through Bank of America we can assist with strategies designed to help sustain giving and carry on the important work of your organization.


For important decisions in life, you may seek the advice of other professionals, such as your attorney, accountant and trusted business associates. Our focus is to quarterback the expertise that may be needed for each situation, helping you simplify and integrate their advice into your financial decision-making.


DIVERSIFICATION DISCLOSURE:

*Diversification does not ensure a profit or protect against loss in declining markets.

Past Events

2024 Year Ahead Outlook

December 14th, 2023|2:00 PM - 3:00 PM EST

2024 YEAR AHEAD OUTLOOK: LOOKING TOWARD A  NEW ERA OF GROWTH

The year 2023 started strong but events in Washington and around the world began to weigh on investors’ minds. Chris Hyzy and expert panelists will explore where things may go from here and offer actionable portfolio ideas that clients could consider now to navigate emerging risks and opportunities.

Topics explored:
• Insights on the economy, markets and emerging investment themes
• Where earnings, interest rates and inflation could go next
• How heightened geopolitical risks might affect the market outlook
• Portfolio ideas and strategies

Our Host:
Chris Hyzy, Chief Investment Officer, Merrill and Bank of America Private Bank

Expert Panelists:
Aditya Bhave, Senior U.S. Economist, BofA Global Research
Joe Curtin, Head of CIO Portfolio Management, Chief Investment Office
Michael Hartnett, Chief Investment Strategist, BofA Global Research
Marci McGregor, Head of Portfolio Strategy, Chief Investment Office







    Staying on Track

    We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.



    Reviews to help you
    stay on track

    We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.



      Changes in your life
      and to your goals

      Your life and goals change. As these changes occur, we can update your approach to reflect them.

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      #DigitalMerrill

      MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.

      Your advisor is a click away within our site or mobile apps

      You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features

      Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool

        Let’s Have a Conversation

        Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together we can help you create a financial approach that reflects your personality. Only then can we offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

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        Articles

        DISPLAYING:

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        Why Merrill?

        As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.


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        We put you first, every day.
        Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.

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        Transcript of Video 

        No question too big or moment too small
        For every question you have, every decision you make and every answer you need, we are with you to listen and help guide you along the many paths your life can take. Watch this video to see some questions we can address together.


        The Power of the Right Advisor®
        Working with a dedicated Merrill advisor means you get personalized investment strategies from Merrill plus access to comprehensive financial solutions only Bank of America can deliver.

        Personalized advice from a dedicated financial advisor.

        We get to know you and your family, your financial situation and what matters most to you.

        A comprehensive approach, built around your life’s priorities.

        Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.

        Adjusting your investment approach as your life and the markets change.

        We will work to help you stay on track, regardless of what the markets are doing.