Michael E. Lozowski, Vice President, Wealth Management Advisor joined the Merrill Short Hills office as a financial advisor after graduating from Fairleigh Dickinson University with a degree in marketing in 1980. He earned the CERTIFIED FINANCIAL PLANNER™ certification, awarded by the Certified Financial Planner Board of Standards, Inc., in 2000.

Michael is committed to helping each client build and preserve wealth through the investment insights at Merrill Lynch Wealth Management and access to the banking convenience of Bank of America. This commitment begins with the wealth management process to prioritize goals and develop an overall strategy structured around their key objectives. He works to devise strategies that can address financial needs such as investment, insurance, tax minimization, home financing, retirement and education planning. He helps clients focus on estate planning issues and works with their advisors in developing their estate plans. Michael takes pride in explaining financial concepts with a patient, compassionate and easy to understand manner. He finds it very gratifying to build long term, trusted relationships with families that span generations. His business partner is Merrill Financial Advisor, Bradford R. Bonner.

Michael is active in his community through the Church of Saint James and is an officer with the Saint Elizabeth Council of the Knights of Columbus. He also serves on the board of directors with the Polish University Club of New Jersey and is Chairman of the Investment Committee.
Michael is married and lives with his wife Linda and daughter Emily at their home in Basking Ridge, New Jersey. Among his many interests and activities are following college football, studying history and visiting historical places, reading about astronomy, theology and world religions, organizing office softball games, fresh and salt water fishing, playing golf and participating in fitness programs at the YMCA.