Fox, Penberthy & Dehn looks forward to working with you to help you achieve your financial goals. Our strategies are designed to help you and your family better manage life's changes, transitions and challenges.

- Albert A. Fox, CFP^®, CIMA^®
Senior Vice President – Investments
Wealth Management Advisor
Portfolio Manager, PIA Program

Experience, Insight and Action

Clients come to us with wealth management needs that go beyond the ordinary. They may have unusual wealth concentrations, tax situations, trusts, planned giving wishes and more. Our experience and insight in handling these situations help us map out innovative, forward-thinking strategies designed to work toward your objectives.

Through us, you have in the palm of your hand the global resources of one of the world's premier financial services companies. Combining Merrill Lynch's open platform with the insights of select members of our team's investment committee, we use quantitative and qualitative analysis to hone our strategic and tactical investment perspectives to your needs. Our ability to evaluate the solutions available to you, and to formulate an individualized strategy based on our extensive resources, credentials and education, truly makes our process special.

Working Toward Your Vision

One of the key capabilities we provide is helping you define where your wealth is today relative to the goals you've set for tomorrow. That foundation lets us suggest a flexible, customized framework to help you continue creating, growing and preserving wealth.

Our approach to wealth management is based on a clear understanding of your life, your needs and your objectives. The questions we ask about your outlook on wealth are what inform and drive the strategy we develop with you.

We believe wealth management should take into consideration the real-world challenges you face every day. You'll find our thorough, step-by-step methodology takes into consideration your income, your spending, liabilities, tax situation, planned giving, living trusts and wealth transfer goals. In tailoring investment recommendations, we work to help you develop clear, straightforward investment and risk management guidelines, and set realistic portfolio performance targets. We'll explain step-by-step the actions we recommend in helping to create a new, more efficient framework for your wealth.

Knowledgeable, Efficient and Effective Financial Guidance

Outstanding client service is the most important thing we do.

Quite simply, affluent clients need a higher degree of personalized service. This approach to service is the cornerstone of our relationship with you and our work for you. You'll find our team is responsive, and we customize our services to meet your needs. What's more, our team will reach out to you as needed to discuss and review any changes in your objectives, strategic portfolio adjustments, upcoming events and progress toward your goals.

We pride ourselves on developing a rapport, a candor, an ease of communication, no matter how sensitive the issue. What's more, our guidance is supplemented by the latest financial tools and advanced technology.

When you allow us into your financial life, allow us to care about your family's objectives, we can provide you a high level of clarity, guidance and convenience. You get more time to concentrate on what you want to do—because you're working with a team that keeps your best interests foremost.

Personalized Service for Affluent Clients

Our practice is limited to a select handful of clients to whom we can give the kind of dedicated time, attention and service their needs deserve. Clients come to us with wealth management needs that go beyond the ordinary. They may have unusual wealth concentrations, tax situations, trusts, planned giving wishes and more.

We appreciate the trust clients show in us every day by allowing us to participate in their wealth management. We know your affairs demand constant care and disciplined action. Our goal is simply to help you achieve your goals. We hope you will let us put our experience and vast resources to work for you.

We're continuously looking at how to exceed clients' expectations - especially given that our mission is to be the 'go-to' advisors for lives in transition. Our service philosophy is simple: We build relationships and we get things done. Period.

- Albert A. Fox, CFP^®, CIMA^®
Senior Vice President – Investments
Wealth Management Advisor
Portfolio Manager, PIA Program

Meet the Team